ASSESSMENT OF EFFECT OF LATE PAYMENT OF GRATUITY AND PENSIONS ON THE WELFARE OF RETIREES IN GOMBE STATE A CASE STUDY OF BILLIRI LOCAL GOVERNMENT (2015-2019)

CHAPTER ONE
INTRODUCTION
1.1 BACKGROUND OF THE STUDY
Remark
Up to20th century the separation of employees from their job for any reason including old age, incapacity and death was often handled haphazardly, unjustly and unintelligently, however the provision of superannuated employees and those otherwise incapacitated surfaced through various labour legislation in respect to retirement benefits inflected by the ILO structure NGU, (2010-p198).
The ILO was spearheaded by Daniel De grand in 1903 – 1959 where in 1946 1st specialized social and labour problem agency was fully established in collaboration with UNO.
The 1952/1953 ILO convention which among other things covered social security old age benefit inclusive which made a clear provision for payments pension invalidity as at then while retirement benefits convention of 1959 was to alleviate the hardship of the person and gratuity beneficiaries.
In Nigeria, the commencement of pension scheme for native administrative (NA) servant/staffs is dated back to 1946 when the colonial government in Nigeria through the chief secretary to the government released a superannuating pension scheme circular on 24th March 1945, notice No.4 legal enactment and become pension ordinance whose beneficiaries were staff of govt. Corporations and parastatals among others. The 1st private pension scheme in Nigeria was set up for employees of the Nigerian beverages in 1954 with other companies in 1957-1961. A reform pension Act of 102 was intron duced by the FGN in 1979 with consolidation of all enactment of pension and gratuity by the Udoji public service review commission in 1974. The Nigerian Social Insurance Trust Fund (NSIFF) was established in 1993 to take over the NPF scheme in order to deal with pension, disability benefit and gratuity scale for all sectors of government public service through military decrees and edicts including all states in Nigeria as well as local government known as local government pension brands. The case is also prevalent in Billiri LGA of Gombe state and as such the basis for this investigation
1.2 STATEMENT OF THE PROBLEM
The menace of non-prompt payment of pension and gratuity in Gombe state for a period of time cannot be over emphasized. It has become a lead live of discussion among the citizenry. Due to late or none payment of pension and gratuity in Gombe state, the following problems can be incurrent by the pensioners which among others includes:
1. High rate of dependency in relatives and neighbors.
2. Inability to utilize their private motilities and rampant obituary posters of the retires death is increasing in alarming rates day by day.
3. Zero of less socialization breeding gossips and government criticization.
4. No faring activities, hence poor feeding.
5. Increase in in-house conflicts and domestics violence.
6. Increase psychological trauma among the retirees.
These problems are caused due to lack of payment of gratuity and pension of pensioners in Gombe State emanated with the above mentioned problems. Statement of the problems:
Lack of payment of pension and gratuity in Gombe state from 2011-2019. The menace has led to massive trekking of the pensioners in the state as well rendered most of them handicapped, wearing tettared clothes and turn to be beggars hovering in the streets by this, it has greater economic impact on a state as a whole.
The negative consequences among others includes: Sudden death of son of the pensioners members, paralysed members of pensioners, begging, lack of paying their wards school fees house rents. None usage of their motilities as when they were working and economically, it has led to a serious setback in buying and selling in the state.
The above mentioned negative consequences are not unprecedented with the non or late payment of pension and gratuity of pensioners in the state base on the study date of 2011-2019. These problems of pensioners living in abject property has drawn the attention of the researcher to look into the matter via research work to be carried out upon retirement; an employee can draw a lump sum from the balance standing to the credit.
1.3 OBJECTIVE OF THE STUDY
The general objectives are to access the late payment of pensions and gratuity of retirees in Billiri LGA of Gombe state. The specific objectives are as follows:
1. To examine Problems associated with late poor and non-implementation of retirement benefits.
2. The root causes of poor of the late payments of pensions and gratuity in Billiri LGA of Gombe State.
3. The problems incurred by the pensioners/retirees in Billiri LGA of Gombe state due to late or absents of pension and gratuity payments.
4. The root cause of poor implementation of retirement benefit to the retirees/pensioners in Billiri LGA of Gombe state.
1.4 RESEARCH QUESTIONS
1. How to examine Problems associated with late poor and non-implementation of retirement benefits.
2. What are the root causes of poor of the late payments of pensions and gratuity in Billiri LGA of Gombe State.
3. What are the problems incurred by the pensioners/retirees in Billiri LGA of Gombe state due to late or absents of pension and gratuity payments.
4. What are the root cause of poor implementation of retirement benefit to the retirees/pensioners in Billiri LGA of Gombe state.
1.5 SIGNIFICANCE OF THE STUDY
The significance of this study will be seen from the followings:
Research stands to criteria for award of BSc. By the governing board of the Gombe State University as prescribed by the NUC, with a view to broadening the researchers knowledge as well developed their potentials which is to be revealed by the professional stimulation towards further studies.
The study will enhance high productivity among workers in public sector as a result of solution raised to the solution in the administration of pensioners and gratuity suggested by the respondents if applied with a view to improving the living standard of the society and enabled workers have reasonable plans for future understanding. The research recommendations should be useful to however lay hands on it which can as well enhance great improvement in preparation of retirements benefits and other financial matters.
1.6 SCOPE AND LIMITATION OF STUDY
This project should be restricted to the period of 2011 to 2019.
This time frame for the project could not allowed the researcher to exhaust this research work inaccessibility to vital documents like the personal file, subject file and some government confidential information from going deep into root at any research work.
Inadequate materials in the library hence limiting this project to writing only; distance of the researcher’s place of work as well as travelling a lot has hindered the true job to be done beyond this; financial constraints has equally limited the scope of the research.
1.7 PLAN OF THE STUDY
This study consist of five (5) chapters thus:
Chapter one (1) is the introduction in which background of the study, state of the problems, objectives, hypothesis of the study, significance, scope and limitation of the study and definition of terms should be discussed.
Chapter two (2) will examined literally related to the study and a theory which will serve as a base for the study. Chapter three (3) is on methodology, history, functions and organizational structure of the organization. Chapter four (4) is on presentation of data using tables and percentage as well as discussion and finding while chapter five (5) will be on conclusion, summary and recommendations.
1.8 DEFINITION OF TERMS
Pension: is a perceived as accrued sum of money paid as stipulated intervals by an employer to an employee after retirement on the basis of length of service or age or special circumstances as death. A sum of money is added during employees employment years and from which payments are drawn to support the persons retirement from work in the form of periodic payments (defines benefit plan) payable after retirement of fixed sum invested during service period.
Gratuity: is a sum of money customarily given by an employer to an employee of the service they have performed.
Deceased Staff: is any employee of an organization who dies while inactive service.
Next of kin: is any person who is nominated by an employer of an organization to stand in for such a person is the event of any emergency and to collect any benefit accruing to the employee in the event of death or permanent disability not necessarily a blood relation of the employee e.g. Spouse, children, siblings or any other relation of the deceased.
Death benefit: is benefit usually in monetary terms that is paid to the named next of kin of a deceased staff.  
CHAPTER TWO
2.1 INTRODUCTION
Workers inevitably ask questions as to their financial security requirement especially when approaching to retirement from work having in mind fate of their children as well as their household; which if care is not taken, it might be a signing bond with poverty.
The above foregoing becomes imperative in regard negative attitude towards securement, low commitment to work as well as high labour turn over, hence, this study tends to investigate and evaluate the impact/effect of late pension payment in Gombe State Nigeria, taken Funakaye Local Government as a case study (2011-2019).
The security and welfare package of all retirees against poverty and improvement in their years of labour in activity is alleviate by the prompt pension payment in order to take care of their labour inactive, retired or have changed jobs.
CONCEPTUAL FRAMEWORK
Robert Dictionary of Industrial selections of (1986) mentioned pension as a periodic payment of money, usually on monthly basic individually if retired from government/company employment at age stipulated by the constitution of the retiree’s country has well due to accident, illness among others.
World book Encyclopedia (1988) did attribute pension as a form of income retirees or their dependence collect immediately they are retired, ill (disable) or dead.
Olaniyan (2005), further mentioned pension to be “Any plan, fund/scheme which provides retirement income” and Ozoma (1994) opined as in Olaniyan (2005) that “pension as a way of compensating employee who spent greater productive days I life to this employer.

    Date: 2026-08-08 00:00:00.000000